Insurance Woes
Pregnancy is supposed to be a wonderful, exciting, time for a woman. They pee on a stick, find out they are pregnant, call their doctor, schedule a prenatal check-up, and take their insurance card in with them. But what happens when a woman doesn’t have maternity insurance?
This happens more often than some people realize. Many times insurance offered by an employer does not cover prenatal care, and the woman is not made aware of this until she needs the insurance after she conceives. It can leave a pregnant women panicking wondering how she will be able to afford all the cost of prenatal care and delivery without the help of insurance.
There is now help available to 90% of the country’s uninsured pregnant mothers, whether they lack insurance because of unemployment, non-existance of benefits, or because their insurance plan doesn’t cover prenatal care. It is called The Maternity Card.
The Maternity Card was created by the Austin based company Affordable Health Care Options (ACHO), to help expectant mothers find financial relief in the growing high costs of prenatal care, when they have no insurance. It was created for women who do not have health insurance, don’t qualify for government assistance because their income is too high, or are not offered prenatal coverage through their current insurance plan.
The Maternity Card can save a woman up to 60% off of what she would pay out of pocket if she had to pay for all prenatal and delivery care on her own. The premiums are not high, there are no co-pays or deductibles, and a woman is not turned away for an pre-existing conditions, which she might find with other insurance companies she investigates.
The coverage includes every aspect of pregnancy from the first doctor’s appointments, to prescriptions, lab work, labor and delivery, and postnatal care for both mom and baby. It is the newest alternative for the new, uninsured mom-to-be.
For more information on finding insurance for a pregnancy, please visit www.maternitycard.com.
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