Having a baby can be expensive, but there are ways to cut down on your expenses. When you become overwhelmed, remember this: if you waited until you had enough money, time and energy to have your baby, you would probably never have children. Here are a few ways to ease the strain on your budget, so that you can enjoy your new bundle of joy.

1. Health Insurance. This is one area which is a HUGE concern. Yes, insurance can be expensive, but you will need it. You simply can not afford to cut this cost from your budget. You can reduce insurance costs by checking into HMO policies which have lower premiums and out of pocket expenses. Many states have free shot clinics which can help lower your expenses. If you can’t afford to carry insurance, see if your state has insurance for people in your situation. Many states will cover insurance premium costs if your income is under a certain level.
2. Breastfeed your baby, if possible. If you can’t breastfeed, there are ways to save money on formula. Try to apply for WIC (Women , Infants, and Children), a program designed to help middle and low income families with educational resources and food. You can also save money by buying formula in bulk, clipping coupons, and accepting free samples whenever they are offered. Check with your doctor to see if you can feed your infant a generic formula.
3. Diapers. Store brand disposable diapers can be just as good as the name brand, for several dollars less than their name brand counterparts. Experiment until you find a store brand that works for you and your baby. Clipping coupons also can help to lower diaper expenses.
4. Baby food. You can save a lot of money buy making your own baby food. You can use a blender or a baby food grinder to grind table food for baby. Simply put the puree into an ice cube tray and freeze. Then place the cubes in a labeled freezer bag. When your baby is hungry, you can microwave the food cubes.
5. Clothing. There is no need to buy expensive designer clothing for you little one. You can get most of your baby clothing at yard sales or second-hand stores. If you have a neighbor or friend with slightly older children, ask if she would be willing to send some “hand me downs” your way. Remember that many discount stores also sell inexpensive clothing.
6. Toys. Don’t feel pressured to get the latest and most expensive models. I remember buying expensive toys for my first child one Christmas only to find that she spent the entire day playing with boxes and wrapping paper. Kids don’t need a lot of toys; quality is more important than quantity.

What other suggestions do you have for reducing baby expenses?

Author: Michelle Schaefer

When your baby cries, it’s important to respond quickly without making a fuss. Letting him cry for a long time will agitate him more. There are simple things that you can do to help soothe your newborn and help him fall asleep.

Swaddle
Wrap him up quite firmly in a baby quilt or receiving blanket, tucking the ends under him to make a neat bundle. It may comfort him to feel safe and secure. Carry him around in your arms still swaddled up until he seems happier, and put him down to sleep on his back without unwrapping him. If your baby is crying because of something you’ve had to do to him–perhaps he hates being dressed or washed, for example–swaddling may be the best way to reassure and calm him, and stop the crying.

Rock
Movement often comforts a cranky baby, and may put him to sleep. Rock him in your arms, and if he doesn’t quiet down, try rocking faster — perhaps 60 to 70 rocks per minute. Or just jiggle him up and down by shifting from foot to foot, perhaps with your baby in an infant carrier on your chest. Or rock with him in a rocking chair, if you have one. Or put her in her stroller or carriage and push her back and forth or go for a walk around the block.

Cuddle
Very often, this will be just the sort of loving contact your baby needs to calm down and stop crying. If he quiets when you hold him upright against your shoulder, or face down in your arms, it may have been gas making him cry. If he has been passed around for relatives and friends to hold, he may just want a few quiet moments of being cuddled by a familiar parent.

Distract
Something to look at may make your baby forget why he was crying, at least for a while. Bright, colorful patterns may fascinate him. He will often gaze intently at postcards, wallpaper, or your clothes. Faces and mirrors are also excellent distractions, and a walk around the house to look at photographs or to peer into a mirror may calm him.

Pat
Your baby may be gassy and need to burp. Rhythmically patting and rubbing his back or stomach will often calm him down and may help him to bring up gas. The feel of your hand will often comfort him when you first put him down to change his diaper, too. Try patting his chest or belly to help him calm down.

Sucking
Almost all babies are soothed by sucking, and nowadays mothers are often sent home from the hospital with a pacifier for their newborn. Obstetrical nurses have been known to use them, so don’t be afraid to try one. You might also offer your cranky baby your own clean little finger. Some newborns suck their own thumbs or fists. Your baby may not want to suck on a prop, but would rather nurse for comfort. This is ok, too. It will just help strengthen the bond between you and your baby.

While breastfeeding is best, some women can not breastfeed and turn to formula to feed their babies. With both breastfeeding and formula feeding however a baby can suffer from reflux causing belly aches, arching of the back, and painful cries from your baby. There are several things you can do to help your baby feel better, or help the reflux not hit your baby as bad.

Slow Down
Don’t rush your baby with his eating. Let him take little breaks and have adequate time to eat his “food”. It may mean that you need to nurse for a shorter amount of time but more often in order to give your baby a chance to digest some of his food.

Don’t Overfeed
Don’t try to force feed your baby. If he acts full stop feeding him. Overfeeding your baby can cause a back up of gas leading to painful reflux before the food is properly digested.

Consider What Your Baby Is Wearing
Tight clothing can make reflux worse, so make sure your baby’s clothing is loose. Change your baby’s diaper before feeding him and leave it a little loose so that there is room for his belly to expand. Check his diaper afterwards to make sure it isn’t too tight.

Feed In a Comfortable Position
Try feeding your baby in an upright position and when possible hold you baby upright for at least thirty minutes after feeds to help reduce reflux. If this is not possible try setting him in his swing or a seat on the floor that allows him to sit upright. This allows gravity to work at holding the food in their tummies.

Try Thickening Foods
Ask your pediatrician about thickening your baby’s formula with cereal. Depending on your baby’s weight and age, his doctor may say it is safe to start this. Always consult your pediatrician prior to starting solid foods though with your baby as you don’t want to cause any other problems.

Avoid Foods That Cause Problems
If your baby has a milk allergy then soy based or hypoallergenic will likely help the reflux improve. It may mean cutting certain foods out of your diet in order to help your baby process breast milk easier. Avoid the known allergens such as whole milk, chocolate milk, tomatoes, and citrus fruits like oranges, grapefruit and pineapple. You can also try to stay away from fatty foods.

Burp Frequently
Try to stop during your feedings to burp your baby. Getting rid of access air can help the food digest faster. Always remember to burp your baby for a last time after he is done eating.

Change Formula Brand
If you are using formula you may find that changing the brand helps. If your baby has a milk allergy or sensitivity then soy based or hypoallergenic will likely help the reflux improve. Only change formula however after talking to your doctor about the problems you are having.

Babies will normally get over reflux on their own eventually. In some cases of severe reflux damage can be done to your baby’s stomach and esophagus. If you are concerned about your baby be sure to speak to his doctor at your next well-check.